NCAAFFinal/OTFinley Stadium

Mercer Bears at Chattanooga Mocs

Final/OT · ESPN+

Mercer14–7Chattanooga
MercerChattanooga
Final
Mercer Bears
8-2
14
Final
Final/OT
Chattanooga Mocs
6-4
7
MER 52%UTC 48%

At lock: projected MER 22.11–21.42 UTC

How close was our sim?

The play-by-play sim is a separate engine from the computer pick; it can lean differently.

Pre-game sim locked Nov 6, 11:38 AM CT · 10,000 sims · seed 3191650654

Missed · off by 34
Most typical sim
MER 24 – UTC 31
Final
MER 14 – UTC 7
  • Winner: Chattanooga (67%)
  • Score error (both teams)34

Final from ESPN final. Sims are locked before start and never edited.

Advanced analytics

Matchup edge: MER vs UTC

The model

How this number was built

MER 22.11–21.42 UTC · Medium confidence

overline-model-v2: opponent-adjusted ratings + matchup features. Gaussian scoring from shrunk offensive/defensive ratings plus a market prior.

  • Opponent-adjusted ratings (model v2)
    Opponent-adjusted (SOS) -1.3 vs -3.4 · model UTC 30.8–24.2 MER
  • Home field
    +3.0 pts to UTC
  • Record
    UTC 6-4 · MER 8-2
  • Market prior
    Blended 80% toward MER -2.5 / total 40.5
Full write-up of the model

Line score

Q1Q2Q3Q4OTT
MER0700714
UTC700007

How the points were scored

  • TDQ1 1:440–7

    Battle Alberson 4 Yd Run (Jude Kelley Kick)

  • TDQ2 6:557–7

    Brayden Smith 3 Yd pass from JP Pickles (Simon Zeidan Kick)

  • TDOT 0:0014–7

    Brayden Smith 7 Yd pass from JP Pickles (Simon Zeidan Kick)

Player stats

Full box — every player, every category.

Passing

MERC/ATTYDSAVGTDINTadjQBR
JP Pickles
#19
13/221105.020—
Jaylen King
#2
3/34013.300—
Brayden Smith
#9
1/133.000—
Adrian Parker
#6
0/100.001—
Team17/271535.721—

Rushing

MERCARYDSAVGTDLONG
Zahmari Palode-Gary
#7
18965.3011
JP Pickles
#19
20733.7015
Devon Caldwell
#21
5102.005
Eric Rasheed
#0
155.005
Brayden Smith
#9
133.003
Team451874.2015

Receiving

MERRECYDSAVGTDLONG
Brayden Smith
#9
8739.1231
Travion Solomon
#1
34414.7034
Eric Rasheed
#0
5408.0023
Devon Caldwell
#21
1-4-4.000
Team171539.0234

Fumbles

MERFUMLOSTREC
JP Pickles
#19
100
Eric Brantley Jr.
#10
001
Mike Polke
#13
001
Team102

Defense

MERTOTSOLOSACKSTFLPDQB HURTD
Cameron Goggins
#8
7500000
Jeremy Richardson
#5
6400.5000
Ronin Dangler
#48
5200.5000
Jyarius Carter
#0
5101100
Kobe McInnis
#15
4300000
Nigel Gay
#24
4200000
Brandon Gunn
#1
4200000
Eric Brantley Jr.
#10
4100.5000
CJ Favors
#3
3201000
Marquis Williams
#16
3100000
Sam Martin Jr.
#6
2200000
Cam Moore
#4
2201000
Mike Polke
#13
2200100
Ean Johnson-Kelley
#55
2000.5000
Kehinde Akintunde
#99
2000000
Ke'Vion Wellington
#54
1100000
Jaiden Hamilton
#56
1000000
Evin McDowell
#25
1000000
Team583005200

Interceptions

MERINTYDSTD
Evin McDowell
#25
1230
Team1230

Punt returns

MERNOYDSAVGLONGTD
Brayden Smith
#9
133.030
Team133.030

Kicking

MERFGPCTLONGXPPTS
Simon Zeidan
#37
0/30.002/22
Team0/30.002/22

Punting

MERNOYDSAVGTBIn 20LONG
Senin Seymour
#96
522344.60448
Team522344.60448

Team stats

Every official team number from this game. The better side is highlighted.

MERUTC
1st Downs208
3rd down efficiency8-165-14
4th down efficiency0-10-2
Total Yards340264
Passing15341
Comp/Att17/275/9
Yards per pass5.74.6
Rushing187223
Rushing Attempts4543
Yards per rush4.25.2
Penalties1-94-36
Turnovers13
Fumbles lost02
Interceptions thrown11
Possession31:1828:42
Computer pick · Spread
UTC +2.5
52%

At lock MER 22.11–21.42 UTC · MER by 0.7 pts vs UTC +2.5 · 52% is the confidence saved at lock

Miss
Players
  • JP Pickles · MER

    13/22 C/ATT · 110 YDS
  • Battle Alberson · UTC

    5/9 C/ATT · 41 YDS
  • Zahmari Palode-Gary · MER

    18 CAR · 96 YDS
  • Journey Wyche · UTC

    17 CAR · 106 YDS
  • Brayden Smith · MER

    8 REC · 73 YDS
  • Ashton Schumann · UTC

    3 REC · 22 YDS

Player props

The DraftKings line is the starting point. A prop moves off it only with a real player rate, and only at -120 or longer.

DraftKings hasn’t posted player props for this matchup yet.

Mercer vs Chattanooga pick result · Nov 7, 2026

The OVERLINE computer pick is UTC +2.5, with a 52% model probability — it lost. Lines are DraftKings prices; picks lock at the start of the game and are graded off the official final.

More: NCAAF picks today · Graded record · Play of the Day

Overline Sports

Projections blend power-index ratings with DraftKings lines. Every game carries a computer pick and a tagged DK prop; closed games are graded against those pre-game leans. Statistical estimates, not betting advice. Live scores, clocks, and team pages from ESPN.

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