NCAAFFinalKroger Field

Florida Gators at #13 Kentucky Wildcats

Final · ESPN

Florida21–14Kentucky
FloridaKentucky
Final
Florida Gators
6-4 · W1
313 PF · 262 PA
21
Final
Final
#13Kentucky Wildcats
7-3 · L2
283 PF · 253 PA
14
FLA 42%UK 58%

At lock: projected FLA 24.77–27.91 UK

How close was our sim?

The play-by-play sim is a separate engine from the computer pick; it can lean differently.

Pre-game sim locked Nov 13, 5:37 AM CT · 10,000 sims · seed 1067182677

Missed · off by 18
Most typical sim
FLA 25 – UK 28
Final
FLA 21 – UK 14
  • Winner: Kentucky (58%)
  • Spread: FLA +3.5 covers (51%)
  • Total: Over 52.5 (51%)
  • Score error (both teams)18

Final from ESPN final. Sims are locked before start and never edited.

Advanced analytics

Matchup edge: FLA vs UK

The model

How this number was built

FLA 24.77–27.91 UK · Medium confidence

overline-model-v2: opponent-adjusted ratings + matchup features. Power index (FPI/BPI) plus shrunk attack/defense, blended with the posted market.

  • Power index
    UK +11.2 vs FLA +12.5 · pred margin +2.8
  • Opponent-adjusted ratings (model v2)
    Opponent-adjusted (SOS) +3.5 vs +3.2 · model UK 28.9–25.1 FLA
  • Home field
    +3.0 pts to UK
  • Record
    UK 7-3 · FLA 6-4
  • Market prior
    Blended 66% toward UK -3 / total 52.5
Full write-up of the model

Line score

Q1Q2Q3Q4T
FLA0211821
UK707014

How the points were scored

  • TDQ1 1:320–7

    CJ Baxter 5 Yd pass from Kenny Minchey (Adam Zouagui Kick)

  • SFQ2 2:062–7

    Team Safety

  • TDQ3 10:0610–7

    Jadan Baugh 1 Yd Run (Aaron Philo Run for Two-Point Conversion)

  • TDQ3 7:2010–14

    Kenny Minchey 1 Yd Run (Adam Zouagui Kick)

  • FGQ3 3:1613–14

    Patrick Durkin 37 Yd Field Goal

  • TDQ4 9:0821–14

    Aaron Philo 2 Yd Run (Kahleil Jackson Pass to Dallas Wilson for Two-Point Conversion)

Player stats

Full box — every player, every category.

Passing

FLAC/ATTYDSAVGTDINTQBR
Aaron Philo
#12
16/241195.00083.6
Team16/241195.000--

Rushing

FLACARYDSAVGTDLONG
Aaron Philo
#12
151026.8128
Jadan Baugh
#13
18693.8112
Duke Clark
#20
8425.3021
London Montgomery
#24
133.003
Eric Singleton Jr.
#2
200.002
Team
4-5-1.300
Team482114.4228

Receiving

FLARECYDSAVGTDLONG
Bailey Stockton
#3
4348.5012
Amir Jackson
#7
12121.0021
Dallas Wilson
#6
3186.0010
Luke Harpring
#15
11212.0012
Kahleil Jackson
#22
188.008
Eric Singleton Jr.
#2
284.005
Jadan Baugh
#13
177.007
Lacota Dippre
#17
166.006
TJ Abrams
#4
144.004
Duke Clark
#20
111.001
Team161197.4021

Fumbles

FLAFUMLOSTREC
Team
100
Brendan Bett
#90
001
Team101

Defense

FLATOTSOLOSACKSTFLPDQB HURTD
Ben Hanks III
#12
7300.5100
Aaron Chiles
#8
7200.5020
Myles Graham
#5
630.50.5000
Jayden Woods
#0
621.52100
Alfonzo Allen Jr.
#43
4400000
Brendan Bett
#90
4200000
Emmanuel Oyebadejo
#99
4101.5000
DJ Coleman
#33
3000000
Ty Jackson
#7
3000000
Kanye Clark
#20
2100000
Jeramiah McCloud
#91
2100000
Drake Stubbs
#9
2100000
Cormani McClain
#25
1100100
Cam Dooley
#10
1100000
Lagonza Hayward
#2
1100000
Team532325320

Kick returns

FLANOYDSAVGLONGTD
London Montgomery
#24
33913.0210
Team33913.0210

Punt returns

FLANOYDSAVGLONGTD
Bailey Stockton
#3
133.030
Team133.030

Kicking

FLAFGPCTLONGXPPTS
Patrick Durkin
#91
1/1100.0370/03
Team1/1100.0370/03

Punting

FLANOYDSAVGTBIn 20LONG
Alec Clark
#38
521843.60352
Team521843.60352

Team stats

Every official team number from this game. The better side is highlighted.

FLAUK
1st Downs1914
3rd down efficiency9-175-10
4th down efficiency0-10-2
Total Yards330242
Passing119181
Comp/Att16/2415/26
Yards per pass5.07.0
Rushing21161
Rushing Attempts4827
Yards per rush4.42.3
Penalties6-455-23
Turnovers01
Fumbles lost01
Interceptions thrown00
Possession34:0725:53
Lean · SpreadNot a strong playHit
FLA +3.5
-115 at lock51%

Model projected FLA 24.77 – 27.91 UK at lock · below the strong-play bar (edge -2.5%; strong needs +3%) · informational lean, not a recommended bet

Players
  • Aaron Philo · FLA

    16/24 C/ATT · 119 YDS
  • Kenny Minchey · UK

    15/26 C/ATT · 181 YDS
  • Jason Patterson · UK

    5 CAR · 22 YDS
  • Bailey Stockton · FLA

    4 REC · 34 YDS
  • DJ Miller · UK

    4 REC · 80 YDS
  • Ben Hanks III · FLA

    7 TOT · 3 SOLO

Player props

The DraftKings line is the starting point. A prop moves off it only with a real player rate, and only at -120 or longer.

DraftKings hasn’t posted player props for this matchup yet.

Florida vs Kentucky pick result · Nov 14, 2026

Lines are DraftKings prices; picks lock at the start of the game and are graded off the official final.

More: NCAAF picks today · Graded record · Play of the Day

Overline Sports

Projections blend power-index ratings with DraftKings lines. Every game carries a computer pick and a tagged DK prop; closed games are graded against those pre-game leans. Statistical estimates, not betting advice. Live scores, clocks, and team pages from ESPN.

21+Must be 21+ to bet. Gambling problem? Call 1-800-GAMBLER

© 2026 OVERLINE Sports · Image credits